boring, boring, WHAT?

I asked my dad for some advice regarding flex something or other that I keep hearing about at work. An excerpt from his response:

In your case, because you are generally healthy you may not want to participate in the Flexible Spending Health plan unless you know that there will be certain predictable health care outlays during the next year. For example if you know you want new glasses or contacts, or if you want your nose shrunken down to a normal size in the next year you have to try to determine how much your insurance will cover for these procedures so you know how much you will be out of pocket.

Michael's the one with the big nose, Dad!